Join Our Team as a Loan Officer!

Are you a dynamic and results-driven professional with a passion for finance? We are looking for dedicated Loan Officers to join our reputable company in Accra.

Key Responsibilities:

• Meet with clients interested in taking out loans and provide them with comprehensive information about the application process.
• Collect and assess financial documentation to evaluate clients’ creditworthiness.
• Analyze risk ratios based on clients’ credit scores and financial history.
• Approve or deny loan applications and effectively communicate decisions to clients and management.

Qualifications & Experience:

• Education: Diploma/SHS in Accounting, Finance, Banking, Business, or a related field.
• Experience: Minimum of 2 years as a Credit Officer.
• Skills:
  • Strong understanding of loan application procedures and state lending regulations.
  • Proficiency in loan management software.
  • Excellent communication and customer service skills.
  • Analytical mindset with the ability to interpret financial data.
  • Strong organizational skills and ability to work under pressure.
  • Ethical behavior with discretion in handling sensitive financial information.

Location: Accra

How to Apply: Send your CV to daracapital.humanresource@gmail.com or call 0302-446357 for more details.

Application Deadline: 25 April 2025

SEO-Optimized Job Vacancy: Recovery, Risk & Assessment Officer in Accra

Exciting Opportunity: Credit Recovery, Risk & Assessment Officer

A leading credit company in Greater Accra is seeking a Credit Recovery, Risk & Assessment Officer to manage loan risks and assess borrower creditworthiness.

Key Responsibilities:

• Monitor and manage delinquent loan portfolios to minimize credit losses.
• Maintain loan aging analysis and track outstanding balances.
• Prepare approval requests and follow up on loan settlements.
• Ensure compliance with company credit policies and regulatory requirements.
• Develop and implement effective credit recovery strategies.
• Conduct site visits and follow-ups with investees to ensure loan repayment.
• Prepare detailed reports on collections and loan status.
• Work closely with the legal department to ensure compliance with financial regulations.

Qualifications & Experience:

• Education: Bachelor’s degree in Finance, Accounting, or a related field.
• Experience: Proven experience in credit recovery, risk assessment, and collections.
• Skills:
  • Strong analytical skills and attention to detail.
  • Excellent communication and negotiation abilities.
  • Ability to work under pressure and meet deadlines.
  • Proficiency in Microsoft Office and financial software.
  • Leadership and team management capabilities.
  • Strong understanding of credit laws and risk management.

Location: Accra

How to Apply: Submit your CV to daracapital.humanresource@gmail.com or call 0302-446357 for more information.

Application Deadline: 25 April 2025

Why Join Us?

• Competitive salary and benefits.
• Growth opportunities in the financial industry.
• A dynamic and supportive work environment.

Apply today and take the next step in your finance career!